We are Mortgage-Score

Our Mission

To empower real people to achieve their financial goals and finally make borrowing fair and affordable for all.

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Why a Good Credit Score Matters for Buying a Property

When it comes to buying a home, a good credit score plays a crucial role, but it’s just one piece of the puzzle. Many believe that a credit score alone determines mortgage approval—this isn’t entirely true. Lenders focus on the details within your credit file, not just the score itself. Even with a high credit score, you can face rejection if your credit file raises red flags.

Understanding the Bigger Picture

We’re here to demystify the borrowing process. Our innovative technology and industry expertise ensure you understand the factors that influence your ability to secure a mortgage. We’ll help you go beyond the numbers to tackle the real issues.

Your Homebuyer Journey: See. Fix. Borrow.

We simplify the path to owning a home:

• See: Understand what’s affecting your credit file and where improvements are needed.
• Fix: Take actionable steps with our tailored solutions to enhance your financial health.
• Borrow: Access the best mortgage deals that suit your unique situation.

Checking Won’t Hurt Your Credit Score.

Using our tools won’t impact your credit rating. Our checks are soft searches, so they’re visible only to you and have no effect on your file.

Our Tools for Mortgage Success.

We’ve designed a range of tools to support your homebuying goals:

• Credit Builder: Strengthen your credit profile, whether you’re starting from scratch or rebuilding.
• Homebuyer Tool: Streamline your journey to mortgage approval with tailored guidance.
• 24-Factor Credit Check: Identify key areas to improve on your credit file to boost lender confidence.
• Dual ID Fraud Monitor: Protect your credit file and personal data from identity fraud risks.

Empower Your Financial Future.

Taking control of your finances means more than just improving your credit score—it’s about achieving your dream of owning a home with confidence. With the right tools and knowledge, the results will set you on a clear path to buying your first home.